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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,641 | $209,336-80.6% | $197,124-79.4% | $137,256-70.4% |
| Participation rate | 87.5% | 87.3%+0.2pp | 86.7%+0.8pp | 80.0%+7.5pp |
| Annual return | 21.99% | 48.09%-26.1pp | 44.34%-22.4pp | 220.34%-198.4pp |
| Employer contribution / active EE | $3,846 | $6,591-41.6% | $6,227-38.2% | $4,156-7.5% |
| Participant deferral / active EE | $8,977 | $9,614-6.6% | $9,135-1.7% | $6,407+40.1% |
| Admin fee / account holder | $1,491 | $17,308-91.4% | $16,298-90.9% | $12,270-87.8% |