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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,162 | $211,105-79.6% | $178,449-75.8% | $145,978-70.4% |
| Participation rate | 40.0% | 80.8%-40.8pp | 77.1%-37.1pp | 80.3%-40.3pp |
| Annual return | 8.37% | 30.19%-21.8pp | 27.09%-18.7pp | 550.52%-542.1pp |
| Employer contribution / active EE | $1,346 | $4,569-70.5% | $3,951-65.9% | $4,662-71.1% |
| Participant deferral / active EE | $1,346 | $6,959-80.7% | $6,277-78.6% | $6,690-79.9% |
| Admin fee / account holder | $3,623 | $12,017-69.8% | $10,362-65.0% | $13,400-73.0% |