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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,841 | $97,125+87.2% | $86,233+110.9% | $137,256+32.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 17.12% | 74.19%-57.1pp | 61.39%-44.3pp | 220.34%-203.2pp |
| Employer contribution / active EE | $5,999 | $2,841+111.1% | $2,504+139.5% | $4,156+44.3% |
| Participant deferral / active EE | $8,449 | $5,180+63.1% | $4,559+85.3% | $6,407+31.9% |
| Admin fee / account holder | $1,001 | $9,725-89.7% | $8,342-88.0% | $12,270-91.8% |