Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,514 | $102,422-55.6% | $147,117-69.1% | $80,959-43.8% |
| Participation rate | 48.5% | 75.9%-27.4pp | 82.2%-33.7pp | 67.7%-19.2pp |
| Annual return | 8.15% | 135.16%-127.0pp | 420.54%-412.4pp | 35.67%-27.5pp |
| Employer contribution / active EE | $2,491 | $3,717-33.0% | $4,932-49.5% | $2,757-9.7% |
| Participant deferral / active EE | $7,192 | $6,652+8.1% | $8,065-10.8% | $4,300+67.2% |
| Admin fee / account holder | $13,226 | $7,953+66.3% | $12,993+1.8% | $6,925+91.0% |