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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,481 | $172,111-45.7% | $150,298-37.8% | $137,256-31.9% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 25.58% | 69.37%-43.8pp | 62.79%-37.2pp | 220.34%-194.8pp |
| Employer contribution / active EE | $2,728 | $4,636-41.2% | $4,154-34.3% | $4,156-34.4% |
| Participant deferral / active EE | $7,929 | $6,166+28.6% | $5,453+45.4% | $6,407+23.8% |
| Admin fee / account holder | $706 | $16,471-95.7% | $14,116-95.0% | $12,270-94.2% |