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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,424 | $111,814-56.7% | $93,654-48.3% | $145,959-66.8% |
| Participation rate | 66.7% | 74.2%-7.5pp | 68.7%-2.1pp | 80.3%-13.6pp |
| Annual return | 10.63% | 203.30%-192.7pp | 133.34%-122.7pp | 561.95%-551.3pp |
| Employer contribution / active EE | $687 | $3,092-77.8% | $2,421-71.6% | $4,661-85.3% |
| Participant deferral / active EE | $4,273 | $4,914-13.0% | $4,413-3.2% | $6,689-36.1% |
| Admin fee / account holder | $549 | $10,246-94.6% | $8,282-93.4% | $13,398-95.9% |