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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,778 | $111,878-68.9% | $93,727-62.9% | $145,897-76.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 6.65% | 204.28%-197.6pp | 133.83%-127.2pp | 552.29%-545.6pp |
| Employer contribution / active EE | $1,329 | $3,092-57.0% | $2,421-45.1% | $4,663-71.5% |
| Participant deferral / active EE | $2,148 | $4,920-56.3% | $4,417-51.4% | $6,689-67.9% |
| Admin fee / account holder | $3,444 | $10,256-66.4% | $8,292-58.5% | $13,390-74.3% |