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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,181 | $209,336+28.6% | $197,124+36.6% | $137,256+96.1% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 11.51% | 48.09%-36.6pp | 44.34%-32.8pp | 220.34%-208.8pp |
| Employer contribution / active EE | $7,590 | $6,591+15.2% | $6,227+21.9% | $4,156+82.6% |
| Participant deferral / active EE | $15,593 | $9,614+62.2% | $9,135+70.7% | $6,407+143.4% |
| Admin fee / account holder | $18 | $17,308-99.9% | $16,298-99.9% | $12,270-99.9% |