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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,510 | $88,996+8.4% | $78,004+23.7% | $138,895-30.5% |
| Participation rate | 75.0% | 74.4%+0.6pp | 69.4%+5.6pp | 79.9%-4.9pp |
| Annual return | 14.89% | 28.03%-13.1pp | 31.07%-16.2pp | 145.39%-130.5pp |
| Employer contribution / active EE | $1,273 | $2,917-56.4% | $2,469-48.4% | $4,194-69.6% |
| Participant deferral / active EE | $4,893 | $4,724+3.6% | $4,092+19.6% | $6,396-23.5% |
| Admin fee / account holder | $1,641 | $8,807-81.4% | $7,578-78.3% | $12,562-86.9% |