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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,459 | $101,618-97.6% | $93,063-97.4% | $137,256-98.2% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 15.91% | 223.95%-208.0pp | 34.15%-18.2pp | 220.34%-204.4pp |
| Employer contribution / active EE | $441 | $2,707-83.7% | $2,476-82.2% | $4,156-89.4% |
| Participant deferral / active EE | $697 | $4,279-83.7% | $3,958-82.4% | $6,407-89.1% |
| Admin fee / account holder | $446 | $6,198-92.8% | $6,033-92.6% | $12,270-96.4% |