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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,375 | $172,111-73.1% | $150,298-69.1% | $137,256-66.2% |
| Participation rate | 70.0% | 81.7%-11.7pp | 77.8%-7.8pp | 80.0%-10.0pp |
| Annual return | 18.42% | 69.37%-50.9pp | 62.79%-44.4pp | 220.34%-201.9pp |
| Employer contribution / active EE | $5,055 | $4,636+9.0% | $4,154+21.7% | $4,156+21.6% |
| Participant deferral / active EE | $8,295 | $6,166+34.5% | $5,453+52.1% | $6,407+29.5% |
| Admin fee / account holder | $4,180 | $16,471-74.6% | $14,116-70.4% | $12,270-65.9% |