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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,698 | $132,099-0.3% | $115,599+13.9% | $138,895-5.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.3%+25.7pp | 79.9%+20.1pp |
| Annual return | 17.86% | 176.76%-158.9pp | 111.10%-93.2pp | 145.39%-127.5pp |
| Employer contribution / active EE | $2,283 | $3,416-33.2% | $2,955-22.8% | $4,194-45.6% |
| Participant deferral / active EE | $2,187 | $5,617-61.1% | $4,889-55.3% | $6,396-65.8% |
| Admin fee / account holder | $1,420 | $15,650-90.9% | $12,841-88.9% | $12,562-88.7% |