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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,698 | $142,354-7.5% | $125,529+4.9% | $155,188-15.1% |
| Participation rate | 100.0% | 78.1%+21.9pp | 74.7%+25.3pp | 80.8%+19.2pp |
| Annual return | 17.86% | 306.06%-288.2pp | 202.56%-184.7pp | 148.84%-131.0pp |
| Employer contribution / active EE | $2,283 | $3,501-34.8% | $3,058-25.3% | $4,248-46.3% |
| Participant deferral / active EE | $2,187 | $5,491-60.2% | $4,813-54.6% | $6,531-66.5% |
| Admin fee / account holder | $1,420 | $19,392-92.7% | $16,298-91.3% | $14,480-90.2% |