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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,302 | $108,942-79.5% | $100,415-77.8% | $145,897-84.7% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | -5.75% | 58.27%-64.0pp | 49.47%-55.2pp | 552.29%-558.0pp |
| Employer contribution / active EE | $2,939 | $4,422-33.5% | $3,943-25.5% | $4,663-37.0% |
| Participant deferral / active EE | $4,127 | $8,461-51.2% | $8,091-49.0% | $6,689-38.3% |
| Admin fee / account holder | $2,269 | $9,702-76.6% | $7,906-71.3% | $13,390-83.1% |