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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,376 | $100,970-72.9% | $96,576-71.7% | $137,256-80.1% |
| Participation rate | 92.3% | 82.6%+9.7pp | 81.4%+10.9pp | 80.0%+12.3pp |
| Annual return | 18.21% | 38.16%-19.9pp | 38.47%-20.3pp | 220.34%-202.1pp |
| Employer contribution / active EE | $2,501 | $3,809-34.3% | $3,553-29.6% | $4,156-39.8% |
| Participant deferral / active EE | $4,390 | $8,286-47.0% | $7,956-44.8% | $6,407-31.5% |
| Admin fee / account holder | $992 | $11,312-91.2% | $11,381-91.3% | $12,270-91.9% |