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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY3+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $89,734 |
KESTRA INVESTMENT SERVICES LLC3+ years Filed as: KESTRA ADVISORY SERVICES, LLC Service code 27 · EIN 35-2552359 | Advisory (Plan) | $36,155 |
THE BENEFIT PRACTICE3+ years Service code 49 · EIN 13-4144565 | Other Services | $21,149 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,772 | $106,264-61.6% | $147,117-72.3% | $77,762-47.6% |
| Participation rate | 98.1% | 78.4%+19.7pp | 82.2%+15.9pp | 70.6%+27.5pp |
| Annual return | 22.63% | 56.94%-34.3pp | 420.54%-397.9pp | 31.27%-8.6pp |
| Employer contribution / active EE | $2,058 | $4,074-49.5% | $4,932-58.3% | $2,728-24.6% |
| Participant deferral / active EE | $8,564 | $8,003+7.0% | $8,065+6.2% | $4,651+84.1% |
| Admin fee / account holder | $274 | $334-18.1% | $12,993-97.9% | $433-36.8% |