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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY3+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $89,734 |
KESTRA INVESTMENT SERVICES LLC3+ years Filed as: KESTRA ADVISORY SERVICES, LLC Service code 27 · EIN 35-2552359 | Advisory (Plan) | $36,155 |
THE BENEFIT PRACTICE3+ years Service code 49 · EIN 13-4144565 | Other Services | $21,149 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,772 | $106,247-61.6% | $147,096-72.3% | $77,714-47.5% |
| Participation rate | 98.1% | 78.4%+19.7pp | 82.2%+15.9pp | 70.6%+27.5pp |
| Annual return | 22.63% | 56.87%-34.2pp | 419.75%-397.1pp | 31.26%-8.6pp |
| Employer contribution / active EE | $2,058 | $4,069-49.4% | $4,936-58.3% | $2,727-24.5% |
| Participant deferral / active EE | $8,564 | $7,996+7.1% | $8,071+6.1% | $4,649+84.2% |
| Admin fee / account holder | $274 | $338-19.1% | $13,005-97.9% | $433-36.8% |