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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,052 | $100,203-76.0% | $85,240-71.8% | $145,897-83.5% |
| Participation rate | 30.0% | 74.1%-44.1pp | 67.5%-37.5pp | 80.3%-50.3pp |
| Annual return | 14.73% | 84.28%-69.5pp | 66.75%-52.0pp | 552.29%-537.6pp |
| Employer contribution / active EE | $0 | $3,242-100.0% | $2,735-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $1,780 | $5,299-66.4% | $4,527-60.7% | $6,689-73.4% |
| Admin fee / account holder | $1,522 | $7,265-79.1% | $6,165-75.3% | $13,390-88.6% |