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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,095 | $117,895-28.7% | $102,460-17.9% | $145,897-42.4% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 20.21% | 31.92%-11.7pp | 29.47%-9.3pp | 552.29%-532.1pp |
| Employer contribution / active EE | $2,086 | $3,619-42.4% | $3,025-31.1% | $4,663-55.3% |
| Participant deferral / active EE | $3,160 | $5,736-44.9% | $5,056-37.5% | $6,689-52.8% |
| Admin fee / account holder | $6,812 | $13,353-49.0% | $9,460-28.0% | $13,390-49.1% |