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| Provider | Service type | Compensation |
|---|---|---|
Filed as: FIFTH THIRD BANK Service code 27 38 FOUNTAIN SQ PLZ · CINCINNATI, OH 45263 | Advisory (Plan) | $17,209 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,749 | $55,902+214.4% | $76,030+131.2% | $80,959+117.1% |
| Participation rate | 83.5% | 62.1%+21.5pp | 69.1%+14.5pp | 67.7%+15.9pp |
| Annual return | 10.42% | 20.59%-10.2pp | 361.54%-351.1pp | 35.67%-25.3pp |
| Employer contribution / active EE | $0 | $1,867-100.0% | $2,688-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $5,961 | $3,051+95.4% | $4,257+40.0% | $4,300+38.6% |
| Admin fee / account holder | $177 | $5,239-96.6% | $6,421-97.2% | $6,925-97.4% |