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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,390 | $58,627+207.7% | $76,735+135.1% | $82,448+118.8% |
| Participation rate | 78.7% | 63.2%+15.4pp | 69.5%+9.2pp | 68.1%+10.6pp |
| Annual return | 10.84% | 39.10%-28.3pp | 29.77%-18.9pp | 41.64%-30.8pp |
| Employer contribution / active EE | $2,217 | $1,729+28.2% | $2,454-9.7% | $2,551-13.1% |
| Participant deferral / active EE | $5,945 | $3,134+89.7% | $4,088+45.4% | $4,139+43.6% |
| Admin fee / account holder | $52,153 | $5,323+879.8% | $7,189+625.4% | $7,234+620.9% |