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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,697 | $209,336-16.5% | $197,124-11.4% | $137,256+27.3% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 15.88% | 48.09%-32.2pp | 44.34%-28.5pp | 220.34%-204.5pp |
| Employer contribution / active EE | $1,947 | $6,591-70.5% | $6,227-68.7% | $4,156-53.2% |
| Participant deferral / active EE | $2,305 | $9,614-76.0% | $9,135-74.8% | $6,407-64.0% |
| Admin fee / account holder | $2,494 | $17,308-85.6% | $16,298-84.7% | $12,270-79.7% |