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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,391 | $183,592-25.2% | $155,567-11.7% | $145,959-5.9% |
| Participation rate | 83.3% | 82.7%+0.7pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 0.51% | 61.24%-60.7pp | 64.74%-64.2pp | 561.95%-561.4pp |
| Employer contribution / active EE | $8,390 | $5,315+57.9% | $4,674+79.5% | $4,661+80.0% |
| Participant deferral / active EE | $8,129 | $6,464+25.7% | $5,628+44.4% | $6,689+21.5% |
| Admin fee / account holder | $2,538 | $19,318-86.9% | $15,916-84.1% | $13,398-81.1% |