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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,391 | $183,592-25.2% | $155,574-11.7% | $145,877-5.8% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 0.51% | 61.37%-60.9pp | 64.87%-64.4pp | 551.28%-550.8pp |
| Employer contribution / active EE | $8,390 | $5,317+57.8% | $4,676+79.4% | $4,663+79.9% |
| Participant deferral / active EE | $8,129 | $6,466+25.7% | $5,629+44.4% | $6,691+21.5% |
| Admin fee / account holder | $2,538 | $19,316-86.9% | $15,914-84.1% | $13,402-81.1% |