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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $7,789 |
Filed as: ROYAL ALLIANCE ASSOCIATES, INC. Service code 15 · EIN 93-0987232 | Recordkeeping | $6,581 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,394 | $81,358-86.0% | $155,556-92.7% | $80,959-85.9% |
| Participation rate | 84.8% | 66.3%+18.5pp | 78.2%+6.6pp | 67.7%+17.1pp |
| Annual return | 66.38% | 33.39%+33.0pp | 64.84%+1.5pp | 35.67%+30.7pp |
| Employer contribution / active EE | $0 | $3,106-100.0% | $4,675-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $3,322 | $3,455-3.9% | $5,631-41.0% | $4,300-22.8% |
| Admin fee / account holder | $84 | $7,994-98.9% | $15,885-99.5% | $6,925-98.8% |