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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,616 | $162,136+97.7% | $152,301+110.5% | $154,746+107.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 21.46% | 91.02%-69.6pp | 80.50%-59.0pp | 172.34%-150.9pp |
| Employer contribution / active EE | $2,017 | $4,890-58.8% | $4,624-56.4% | $4,379-53.9% |
| Participant deferral / active EE | $23,500 | $8,341+181.7% | $8,004+193.6% | $6,730+249.2% |
| Admin fee / account holder | $1,118 | $15,759-92.9% | $14,398-92.2% | $14,365-92.2% |