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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,768 | $149,040-76.0% | $120,225-70.2% | $137,256-73.9% |
| Participation rate | 28.6% | 75.4%-46.8pp | 69.6%-41.0pp | 80.0%-51.4pp |
| Annual return | 12.97% | 605.68%-592.7pp | 439.23%-426.3pp | 220.34%-207.4pp |
| Employer contribution / active EE | $80 | $4,350-98.2% | $3,475-97.7% | $4,156-98.1% |
| Participant deferral / active EE | $796 | $4,655-82.9% | $3,999-80.1% | $6,407-87.6% |
| Admin fee / account holder | $19,976 | $6,348+214.7% | $5,696+250.7% | $12,270+62.8% |