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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,768 | $162,529-78.0% | $130,788-72.7% | $154,746-76.9% |
| Participation rate | 28.6% | 75.9%-47.3pp | 70.1%-41.5pp | 80.7%-52.1pp |
| Annual return | 12.97% | 510.48%-497.5pp | 386.44%-373.5pp | 172.34%-159.4pp |
| Employer contribution / active EE | $80 | $4,447-98.2% | $3,558-97.8% | $4,379-98.2% |
| Participant deferral / active EE | $796 | $4,808-83.4% | $4,137-80.7% | $6,730-88.2% |
| Admin fee / account holder | $19,976 | $7,669+160.5% | $6,673+199.4% | $14,365+39.1% |