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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,394 | $100,203-88.6% | $85,240-86.6% | $145,897-92.2% |
| Participation rate | 57.1% | 74.1%-17.0pp | 67.5%-10.4pp | 80.3%-23.2pp |
| Annual return | 18.48% | 84.28%-65.8pp | 66.75%-48.3pp | 552.29%-533.8pp |
| Employer contribution / active EE | $2,052 | $3,242-36.7% | $2,735-25.0% | $4,663-56.0% |
| Participant deferral / active EE | $2,817 | $5,299-46.8% | $4,527-37.8% | $6,689-57.9% |
| Admin fee / account holder | $1,141 | $7,265-84.3% | $6,165-81.5% | $13,390-91.5% |