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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,394 | $99,921-88.6% | $85,009-86.6% | $145,959-92.2% |
| Participation rate | 57.1% | 74.1%-16.9pp | 67.5%-10.4pp | 80.3%-23.1pp |
| Annual return | 18.48% | 83.89%-65.4pp | 66.47%-48.0pp | 561.95%-543.5pp |
| Employer contribution / active EE | $2,052 | $3,233-36.5% | $2,728-24.8% | $4,661-56.0% |
| Participant deferral / active EE | $2,817 | $5,293-46.8% | $4,522-37.7% | $6,689-57.9% |
| Admin fee / account holder | $1,141 | $7,252-84.3% | $6,153-81.5% | $13,398-91.5% |