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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,853 | $110,093+34.3% | $97,295+52.0% | $145,897+1.3% |
| Participation rate | 33.3% | 75.9%-42.6pp | 72.7%-39.3pp | 80.3%-47.0pp |
| Annual return | 13.95% | 244.76%-230.8pp | 75.62%-61.7pp | 552.29%-538.3pp |
| Employer contribution / active EE | $298 | $3,077-90.3% | $2,723-89.0% | $4,663-93.6% |
| Participant deferral / active EE | $2,382 | $4,678-49.1% | $4,264-44.1% | $6,689-64.4% |
| Admin fee / account holder | $0 | $6,212-100.0% | $5,646-100.0% | $13,390-100.0% |