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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,005 | $72,071-30.6% | $68,368-26.9% | $137,256-63.6% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 18.51% | 353.14%-334.6pp | 292.57%-274.1pp | 220.34%-201.8pp |
| Employer contribution / active EE | $978 | $2,788-64.9% | $2,649-63.1% | $4,156-76.5% |
| Participant deferral / active EE | $7,573 | $4,410+71.7% | $4,123+83.7% | $6,407+18.2% |
| Admin fee / account holder | $746 | $5,336-86.0% | $5,150-85.5% | $12,270-93.9% |