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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,005 | $102,595-51.3% | $94,057-46.8% | $154,746-67.7% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 18.51% | 583.42%-564.9pp | 480.62%-462.1pp | 172.34%-153.8pp |
| Employer contribution / active EE | $978 | $3,147-68.9% | $2,933-66.6% | $4,379-77.7% |
| Participant deferral / active EE | $7,573 | $5,118+48.0% | $4,709+60.8% | $6,730+12.5% |
| Admin fee / account holder | $746 | $7,736-90.4% | $7,244-89.7% | $14,365-94.8% |