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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,091 | $95,453-40.2% | $112,040-49.0% | $82,448-30.8% |
| Participation rate | 95.5% | 72.8%+22.8pp | 76.5%+19.0pp | 68.1%+27.5pp |
| Annual return | 27.41% | 23.92%+3.5pp | 24.52%+2.9pp | 41.64%-14.2pp |
| Employer contribution / active EE | $8,282 | $2,318+257.3% | $2,954+180.4% | $2,551+224.7% |
| Participant deferral / active EE | $16,002 | $4,224+278.9% | $5,098+213.9% | $4,139+286.6% |
| Admin fee / account holder | $8,610 | $9,013-4.5% | $12,098-28.8% | $7,234+19.0% |