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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,091 | $97,550-41.5% | $120,344-52.6% | $87,485-34.7% |
| Participation rate | 95.5% | 72.8%+22.7pp | 76.7%+18.8pp | 68.9%+26.6pp |
| Annual return | 27.41% | 18.41%+9.0pp | 20.30%+7.1pp | 26.06%+1.4pp |
| Employer contribution / active EE | $8,282 | $2,291+261.6% | $3,020+174.2% | $2,596+219.0% |
| Participant deferral / active EE | $16,002 | $4,230+278.3% | $5,135+211.6% | $4,274+274.4% |
| Admin fee / account holder | $8,610 | $9,543-9.8% | $12,742-32.4% | $7,775+10.7% |