Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,862 | $57,590-91.6% | $86,233-94.4% | $82,448-94.1% |
| Participation rate | 60.0% | 57.9%+2.1pp | 69.0%-9.0pp | 68.1%-8.1pp |
| Annual return | 23.68% | 22.41%+1.3pp | 61.39%-37.7pp | 41.64%-18.0pp |
| Employer contribution / active EE | $266 | $1,655-84.0% | $2,504-89.4% | $2,551-89.6% |
| Participant deferral / active EE | $839 | $3,080-72.8% | $4,559-81.6% | $4,139-79.7% |
| Admin fee / account holder | $580 | $4,730-87.7% | $8,342-93.1% | $7,234-92.0% |