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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,121 | $96,123-85.3% | $77,361-81.7% | $198,609-92.9% |
| Participation rate | 100.0% | 81.1%+18.9pp | 75.0%+25.0pp | 82.4%+17.6pp |
| Annual return | 21.56% | 2054.81%-2033.2pp | 1011.54%-990.0pp | 202.70%-181.1pp |
| Employer contribution / active EE | $4,158 | $3,791+9.7% | $2,990+39.0% | $5,055-17.8% |
| Participant deferral / active EE | $5,501 | $4,975+10.6% | $3,911+40.7% | $6,977-21.2% |
| Admin fee / account holder | $2,313 | $9,471-75.6% | $5,894-60.7% | $19,030-87.8% |