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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $74,511 |
STRATEGIC ADVISORS, INC.10+ years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $41,757 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,814 | $89,123+9.8% | $102,460-4.5% | $77,762+25.8% |
| Participation rate | 96.0% | 80.9%+15.1pp | 76.5%+19.5pp | 70.6%+25.4pp |
| Annual return | 15.02% | 25.05%-10.0pp | 29.47%-14.5pp | 31.27%-16.3pp |
| Employer contribution / active EE | $3,785 | $2,700+40.2% | $3,025+25.1% | $2,728+38.7% |
| Participant deferral / active EE | $8,487 | $5,148+64.9% | $5,056+67.9% | $4,651+82.5% |
| Admin fee / account holder | $171 | $236-27.6% | $9,460-98.2% | $433-60.6% |