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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,263 | $196,972-67.9% | $182,262-65.3% | $198,609-68.1% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 15.45% | 158.27%-142.8pp | 140.60%-125.1pp | 202.70%-187.2pp |
| Employer contribution / active EE | $1,307 | $5,364-75.6% | $5,046-74.1% | $5,055-74.1% |
| Participant deferral / active EE | $4,725 | $8,643-45.3% | $8,276-42.9% | $6,977-32.3% |
| Admin fee / account holder | $3,428 | $18,429-81.4% | $16,712-79.5% | $19,030-82.0% |