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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,036 | $196,972-29.9% | $182,262-24.3% | $198,609-30.5% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 16.01% | 158.27%-142.3pp | 140.60%-124.6pp | 202.70%-186.7pp |
| Employer contribution / active EE | $3,076 | $5,364-42.7% | $5,046-39.0% | $5,055-39.2% |
| Participant deferral / active EE | $9,671 | $8,643+11.9% | $8,276+16.8% | $6,977+38.6% |
| Admin fee / account holder | $1,019 | $18,429-94.5% | $16,712-93.9% | $19,030-94.6% |