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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,036 | $162,136-14.9% | $152,301-9.4% | $154,746-10.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 16.01% | 91.02%-75.0pp | 80.50%-64.5pp | 172.34%-156.3pp |
| Employer contribution / active EE | $3,076 | $4,890-37.1% | $4,624-33.5% | $4,379-29.8% |
| Participant deferral / active EE | $9,671 | $8,341+15.9% | $8,004+20.8% | $6,730+43.7% |
| Admin fee / account holder | $1,019 | $15,759-93.5% | $14,398-92.9% | $14,365-92.9% |