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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,854 | $160,070-38.2% | $147,117-32.8% | $145,897-32.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.10% | 98.69%-89.6pp | 420.54%-411.4pp | 552.29%-543.2pp |
| Employer contribution / active EE | $3,117 | $5,285-41.0% | $4,932-36.8% | $4,663-33.1% |
| Participant deferral / active EE | $5,875 | $8,419-30.2% | $8,065-27.2% | $6,689-12.2% |
| Admin fee / account holder | $7,160 | $15,035-52.4% | $12,993-44.9% | $13,390-46.5% |