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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,733 | $129,737+30.1% | $119,126+41.6% | $154,746+9.0% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 14.91% | 379.08%-364.2pp | 282.11%-267.2pp | 172.34%-157.4pp |
| Employer contribution / active EE | $2,549 | $4,375-41.7% | $4,034-36.8% | $4,379-41.8% |
| Participant deferral / active EE | $13,602 | $5,842+132.8% | $5,318+155.8% | $6,730+102.1% |
| Admin fee / account holder | $11,034 | $11,961-7.7% | $10,693+3.2% | $14,365-23.2% |