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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,733 | $171,492-1.6% | $150,734+11.9% | $198,609-15.0% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.4%+21.6pp | 82.4%+17.6pp |
| Annual return | 14.91% | 804.70%-789.8pp | 600.81%-585.9pp | 202.70%-187.8pp |
| Employer contribution / active EE | $2,549 | $5,470-53.4% | $4,918-48.2% | $5,055-49.6% |
| Participant deferral / active EE | $13,602 | $6,259+117.3% | $5,610+142.5% | $6,977+95.0% |
| Admin fee / account holder | $11,034 | $17,628-37.4% | $14,905-26.0% | $19,030-42.0% |