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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,250 | $160,070-56.1% | $147,117-52.2% | $145,897-51.9% |
| Participation rate | 0.0% | 84.0%-84.0pp | 82.2%-82.2pp | 80.3%-80.3pp |
| Annual return | 13.15% | 98.69%-85.5pp | 420.54%-407.4pp | 552.29%-539.1pp |
| Employer contribution / active EE | $7,664 | $5,285+45.0% | $4,932+55.4% | $4,663+64.4% |
| Participant deferral / active EE | $14,858 | $8,419+76.5% | $8,065+84.2% | $6,689+122.1% |
| Admin fee / account holder | $500 | $15,035-96.7% | $12,993-96.2% | $13,390-96.3% |