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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,250 | $160,040-56.1% | $147,096-52.2% | $145,877-51.8% |
| Participation rate | 0.0% | 84.0%-84.0pp | 82.2%-82.2pp | 80.3%-80.3pp |
| Annual return | 13.15% | 98.49%-85.3pp | 419.75%-406.6pp | 551.28%-538.1pp |
| Employer contribution / active EE | $7,664 | $5,289+44.9% | $4,936+55.3% | $4,663+64.3% |
| Participant deferral / active EE | $14,858 | $8,429+76.3% | $8,071+84.1% | $6,691+122.1% |
| Admin fee / account holder | $500 | $15,050-96.7% | $13,005-96.2% | $13,402-96.3% |