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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,928 | $159,978+35.6% | $147,041+47.5% | $145,978+48.6% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 11.84% | 98.36%-86.5pp | 419.21%-407.4pp | 550.52%-538.7pp |
| Employer contribution / active EE | $3,075 | $5,288-41.9% | $4,935-37.7% | $4,662-34.0% |
| Participant deferral / active EE | $18,000 | $8,429+113.6% | $8,071+123.0% | $6,690+169.1% |
| Admin fee / account holder | $790 | $15,053-94.8% | $13,006-93.9% | $13,400-94.1% |