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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $333,752 | $209,336+59.4% | $197,124+69.3% | $137,256+143.2% |
| Participation rate | 70.0% | 87.3%-17.3pp | 86.7%-16.7pp | 80.0%-10.0pp |
| Annual return | 25.59% | 48.09%-22.5pp | 44.34%-18.8pp | 220.34%-194.8pp |
| Employer contribution / active EE | $6,532 | $6,591-0.9% | $6,227+4.9% | $4,156+57.2% |
| Participant deferral / active EE | $10,737 | $9,614+11.7% | $9,135+17.5% | $6,407+67.6% |
| Admin fee / account holder | $7,946 | $17,308-54.1% | $16,298-51.2% | $12,270-35.2% |