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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $394,483 | $160,070+146.4% | $147,117+168.1% | $145,897+170.4% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 17.48% | 98.69%-81.2pp | 420.54%-403.1pp | 552.29%-534.8pp |
| Employer contribution / active EE | $10,934 | $5,285+106.9% | $4,932+121.7% | $4,663+134.5% |
| Participant deferral / active EE | $7,596 | $8,419-9.8% | $8,065-5.8% | $6,689+13.6% |
| Admin fee / account holder | $2,981 | $15,035-80.2% | $12,993-77.1% | $13,390-77.7% |