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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,511 | $110,410-78.7% | $102,437-77.0% | $145,897-83.9% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.5%-24.5pp | 80.3%-30.3pp |
| Annual return | 9.02% | 24.85%-15.8pp | 24.95%-15.9pp | 552.29%-543.3pp |
| Employer contribution / active EE | $1,178 | $4,217-72.1% | $3,871-69.6% | $4,663-74.7% |
| Participant deferral / active EE | $1,612 | $5,622-71.3% | $5,060-68.2% | $6,689-75.9% |
| Admin fee / account holder | $214 | $9,745-97.8% | $8,388-97.4% | $13,390-98.4% |