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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,415 | $76,368+1.4% | $67,681+14.4% | $154,746-50.0% |
| Participation rate | 77.8% | 79.0%-1.2pp | 73.7%+4.0pp | 80.7%-2.9pp |
| Annual return | 7.22% | 1066.77%-1059.6pp | 590.58%-583.4pp | 172.34%-165.1pp |
| Employer contribution / active EE | $1,988 | $3,151-36.9% | $2,678-25.8% | $4,379-54.6% |
| Participant deferral / active EE | $5,862 | $4,824+21.5% | $3,976+47.4% | $6,730-12.9% |
| Admin fee / account holder | $1,114 | $8,559-87.0% | $6,100-81.7% | $14,365-92.2% |