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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,459 | $81,487-38.1% | $102,412-50.7% | $80,935-37.7% |
| Participation rate | 29.3% | 66.8%-37.6pp | 74.5%-45.2pp | 67.7%-38.4pp |
| Annual return | 11.34% | 25.60%-14.3pp | 24.94%-13.6pp | 35.66%-24.3pp |
| Employer contribution / active EE | $1,464 | $3,103-52.8% | $3,870-62.2% | $2,757-46.9% |
| Participant deferral / active EE | $2,545 | $3,871-34.2% | $5,060-49.7% | $4,299-40.8% |
| Admin fee / account holder | $401 | $6,717-94.0% | $8,388-95.2% | $6,924-94.2% |