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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,015 | $174,379-73.0% | $152,093-69.1% | $138,895-66.2% |
| Participation rate | 43.8% | 81.6%-37.9pp | 77.8%-34.0pp | 79.9%-36.2pp |
| Annual return | 23.31% | 74.86%-51.5pp | 66.36%-43.0pp | 145.39%-122.1pp |
| Employer contribution / active EE | $1,306 | $4,652-71.9% | $4,175-68.7% | $4,194-68.9% |
| Participant deferral / active EE | $3,586 | $6,159-41.8% | $5,451-34.2% | $6,396-43.9% |
| Admin fee / account holder | $188 | $16,880-98.9% | $14,497-98.7% | $12,562-98.5% |