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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $451,192 | $209,336+115.5% | $197,124+128.9% | $137,256+228.7% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 11.90% | 48.09%-36.2pp | 44.34%-32.4pp | 220.34%-208.4pp |
| Employer contribution / active EE | $22,252 | $6,591+237.6% | $6,227+257.3% | $4,156+435.4% |
| Participant deferral / active EE | $24,038 | $9,614+150.0% | $9,135+163.2% | $6,407+275.2% |
| Admin fee / account holder | $3,146 | $17,308-81.8% | $16,298-80.7% | $12,270-74.4% |