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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,532 | $78,690+193.0% | $161,489+42.8% | $87,485+163.5% |
| Participation rate | 100.0% | 67.5%+32.5pp | 78.7%+21.3pp | 68.9%+31.1pp |
| Annual return | 11.97% | 32.74%-20.8pp | 89.72%-77.8pp | 26.06%-14.1pp |
| Employer contribution / active EE | $7,584 | $2,588+193.0% | $4,268+77.7% | $2,596+192.1% |
| Participant deferral / active EE | $6,665 | $3,311+101.3% | $5,630+18.4% | $4,274+56.0% |
| Admin fee / account holder | $6,991 | $6,724+4.0% | $16,006-56.3% | $7,775-10.1% |