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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,029 | $72,426-88.9% | $67,560-88.1% | $145,897-94.5% |
| Participation rate | 92.3% | 76.9%+15.4pp | 72.9%+19.4pp | 80.3%+12.0pp |
| Annual return | 71.93% | 7226.78%-7154.9pp | 3533.50%-3461.6pp | 552.29%-480.4pp |
| Employer contribution / active EE | $0 | $3,074-100.0% | $2,737-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $1,254 | $4,785-73.8% | $4,004-68.7% | $6,689-81.3% |
| Admin fee / account holder | $1,642 | $5,514-70.2% | $3,994-58.9% | $13,390-87.7% |