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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,311 | $183,592-87.3% | $155,574-85.0% | $145,877-84.0% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 8.38% | 61.37%-53.0pp | 64.87%-56.5pp | 551.28%-542.9pp |
| Employer contribution / active EE | $1,895 | $5,317-64.3% | $4,676-59.5% | $4,663-59.4% |
| Participant deferral / active EE | $4,087 | $6,466-36.8% | $5,629-27.4% | $6,691-38.9% |
| Admin fee / account holder | $27,190 | $19,316+40.8% | $15,914+70.9% | $13,402+102.9% |