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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,225 | $196,972-69.4% | $182,262-67.0% | $198,609-69.7% |
| Participation rate | 87.0% | 85.7%+1.3pp | 84.2%+2.7pp | 82.4%+4.6pp |
| Annual return | 20.88% | 158.27%-137.4pp | 140.60%-119.7pp | 202.70%-181.8pp |
| Employer contribution / active EE | $3,127 | $5,364-41.7% | $5,046-38.0% | $5,055-38.2% |
| Participant deferral / active EE | $7,380 | $8,643-14.6% | $8,276-10.8% | $6,977+5.8% |
| Admin fee / account holder | $404 | $18,429-97.8% | $16,712-97.6% | $19,030-97.9% |