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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,803 | $74,661-41.3% | $160,784-72.8% | $67,986-35.6% |
| Participation rate | 45.7% | 57.1%-11.4pp | 77.0%-31.2pp | 57.2%-11.5pp |
| Annual return | 17.16% | 28.83%-11.7pp | 1803.92%-1786.8pp | 31.67%-14.5pp |
| Employer contribution / active EE | $1,841 | $1,829+0.7% | $3,733-50.7% | $2,019-8.8% |
| Participant deferral / active EE | $2,870 | $3,681-22.0% | $6,293-54.4% | $3,358-14.5% |
| Admin fee / account holder | $2,024 | $3,959-48.9% | $9,717-79.2% | $3,203-36.8% |