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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,954 | $183,627+51.9% | $155,602+79.3% | $145,978+91.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.61% | 61.32%-49.7pp | 64.81%-53.2pp | 550.52%-538.9pp |
| Employer contribution / active EE | $2,605 | $5,316-51.0% | $4,675-44.3% | $4,662-44.1% |
| Participant deferral / active EE | $14,800 | $6,466+128.9% | $5,629+162.9% | $6,690+121.2% |
| Admin fee / account holder | $1,405 | $19,327-92.7% | $15,923-91.2% | $13,400-89.5% |