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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,037 | $147,556-68.8% | $129,031-64.3% | $198,609-76.8% |
| Participation rate | 100.0% | 77.2%+22.8pp | 73.4%+26.6pp | 82.4%+17.6pp |
| Annual return | 10.12% | 37.41%-27.3pp | 34.67%-24.5pp | 202.70%-192.6pp |
| Employer contribution / active EE | $12,449 | $3,645+241.6% | $3,226+285.9% | $5,055+146.3% |
| Participant deferral / active EE | $24,115 | $5,760+318.7% | $5,217+362.2% | $6,977+245.6% |
| Admin fee / account holder | $45,573 | $15,467+194.6% | $13,208+245.0% | $19,030+139.5% |