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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,037 | $108,882-57.7% | $96,754-52.4% | $154,746-70.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 10.12% | 98.39%-88.3pp | 82.04%-71.9pp | 172.34%-162.2pp |
| Employer contribution / active EE | $12,449 | $3,018+312.5% | $2,679+364.7% | $4,379+184.3% |
| Participant deferral / active EE | $24,115 | $5,323+353.1% | $4,758+406.8% | $6,730+258.3% |
| Admin fee / account holder | $45,573 | $10,200+346.8% | $8,905+411.8% | $14,365+217.2% |