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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,343 | $88,360+63.4% | $145,433-0.7% | $67,986+112.3% |
| Participation rate | 75.4% | 65.5%+9.9pp | 82.1%-6.7pp | 57.2%+18.2pp |
| Annual return | 18.76% | 63.15%-44.4pp | 66.58%-47.8pp | 31.67%-12.9pp |
| Employer contribution / active EE | $5,512 | $3,054+80.5% | $4,554+21.0% | $2,019+173.1% |
| Participant deferral / active EE | $10,340 | $5,932+74.3% | $7,897+30.9% | $3,358+207.9% |
| Admin fee / account holder | $11,382 | $3,313+243.5% | $13,129-13.3% | $3,203+255.3% |